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The insurance market of the Republic of Moldova in terms of investment potential
(“Victor Slăvescu” Centre for Financial and Monetary Research, 2013) Timus, Angela; Ungur, Cristina
The financial market of the Republic of Moldova has been characterized by a high degree of uncertainty during the last years. The political instability had its consequences causing disturbances, especially on the bank market. At the same time, the global financial crisis has had a direct impact on the national financial market as well, reducing thus the investment potential in the bank and non-bank financial sector, especially of the foreign investors. Notwithstanding the insurance market of the Republic of Moldova has registered a growth during this period. The paper presents an analysis of the insurance market in terms of its investment potential and tries to explain the behavior of the insurance products’ consumers in the conditions of the actual financial and economic crisis.
Orientările globale ale reformelor fiscale
(IEFS, 2012) Luchian, Ivan; Timus, Angela
În ultimii cincisprezece ani, multe guverne au iniţiat reforme fiscale de amploare. Acest proces este puternic influenţat de factori specifici economici, sociali şi financiari, mai ales de globalizare, criza economică şi frauda fiscală. Acest articol este dedicat să explice principalele aspecte ale acestui proces, având la bază unele nuanţe cruciale.