Fintechs and innovative financial instruments in the context of the digital age

Abstract

We are currently witnessing a reshaping of the financial system, as a result of the challenges and influencing factors generated by the digital era and the multi-crises of recent years, the extent of FinTechs (financial technology) being carefully evaluated and which include new innovative technologies aimed directly at optimizing financial processes and the automation of classic services for both corporate clients and physical personal financial services consumers. The digitization of financial institutions has determined that the attention on FinTechs is increasing, which is why with this paper we propose to contribute to the field of "digital finance" by identifying and presenting bibliometric analyses of the specialized scientific literature related to the topic Fintech. Our analysis is based on the metadata identified both in databases and in certain works from specialized journals, the data processing being through the VOSviewer and Biblioshiny software. The subject of Fintech is analysed both within the present paper, as a result of the fact that for the academic environment itself there is an interest in redefining financial models in the context of the digital age, but also a permanent involvement of us as researchers in future research works.