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Title: | Access to finance by Moldovan small and medium enterprises: main obstacles and solutions |
Authors: | Gutium, Tatiana Speian, Olesea |
Keywords: | small and medium-sized enterprise finance main sources barriers access to finance intreprinderi mici si mijlocii finantare |
Issue Date: | 2022 |
Publisher: | "Independenţa Economică" |
Citation: | GUTIUM, Tatiana, SPEIAN, Olesea. Access to finance by Moldovan small and medium enterprises: main obstacles and solutions. In: The Journal Contemporary Economy = Revista Economia Contemporană. 2022, volume 7, issue 3, pp. 97-108. ISSN 2537 - 4222. |
Abstract: | The small and medium-sized enterprise sector is one of the main elements of the modern national economy and is the guarantor of the existence of competition. It contributes to increasing the percentage of the middle class and the creation of new jobs in the state. Finance plays a crucial role in the activities of small and medium-sized enterprises. One of the main obstacles to the development of SMEs in the Republic of Moldova is limited access to finance. The article presents the results of the analysis of the evolution of the main indicators of business activity of enterprises. The object of this study is to describe the experience of Moldovan small and medium-sized enterprises in accessing finance, highlighting the main obstacles. Using the software package EViews 9, an econometric model was developed for the dependence of the total credits given to the small and medium-sized enterprises on the follow factors: Consumer Price Index, base rate, non-performing credits and the volume of redemption government securities. Based on the results of the study, measures have been developed to improve access to finance for small and medium-sized enterprises in Moldova. |
Description: | Referințe bibliografice : pp. 107-108 (12 itl.). JEL classification: G00, M20. |
URI: | http://dspace.ince.md/jspui/handle/123456789/1719 |
ISSN: | 2537 - 4222 |
Appears in Collections: | Articole |
Files in This Item:
File | Description | Size | Format | |
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ACCESS_TO_FINANCE_BY_MOLDOVAN_SMALL_AND_MEDIUM.pdf | 1.47 MB | Adobe PDF | View/Open |
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